“Give credit where credit is due—otherwise freeze it.” Ok, that’s not an actual quote, but yes, you should consider freezing your credit in certain situations. A credit freeze can also be called a security freeze, but why would freezing your credit be beneficial? It’s an active, simple way to help prevent online criminals from opening new [...]
Small Business Debt Collection Seeking outside help is often the last resort for those looking to resolve an issue in their business. In the case of debt collection, hiring an attorney, or working with a debt collection agency may seem to defeat the purpose of what you hope to achieve. When you’re trying to collect what [...]
Can You be Hacked by Replying to a Text? Have you ever lost your smartphone? Feels like you’ve lost your world—which, in a way, you have. Your phone has all your contacts, voice mails, apps, social media, photos, videos, search history—not to mention that you use it to call, face time, email, video and text. [...]
New Law Prevents Medical Bill Surprises—What You Should Know The No Surprises Act targets medical bill surprises If you’re like most Americans, “invoice” is probably your least favorite word. “Surprise invoice,” though, is on a whole different level of nightmare. If you haven’t experienced it yourself, you’ve probably at least heard of it happening to [...]
The business structure you select influences the paperwork you need to file, your ability to raise money, how much you pay in taxes, your personal liability and more. You want to choose carefully. Launch Your New Business for Success While you may convert to a different business structure in the future, there may be restrictions [...]
Data breaches used to be a shock, but now that most of us have a vibrant digital presence, they’ve become more of a reality. If your personally identifiable information hasn’t been compromised by a breach yet, there’s a decent chance that it will at some point in the future. The definition of a data breach [...]
An operating agreement, one of an LLC’s (limited liability company) most important legal documents, should be one of the first documents you create when you form your LLC. So, does an operating agreement need to be notarized? Drumroll please . . . the answer is: no! Just because it’s a legal document doesn’t mean that it needs to [...]
Amidst all the cards, balloons and congratulations, recent high school and college graduates received another present—the breach of credit card data used to order their caps and gowns. Supplier Herff Jones discovered the violation in mid-May as graduates flocked to large venues for the first live celebrations since 2019. This breach is notable, but it may get [...]
Actor Chadwick Boseman passed without a Will Beloved actor Chadwick Boseman, AKA the star of Black Panther, has passed away after a battle to colon cancer. Due to the unpredictable nature of his death, Boseman died without a Will, leaving the court to decide who will inherit his fortune. Court documents revealed that Boseman’s estate [...]
THE WORST PASSWORDS OF 2022 According to Cybernews Data breaches and cyberattacks are becoming more and more common. In order to keep your online identity and private information safe, taking care of your passwords is as essential as ever. One of the key elements of a strong password is its uniqueness. But some [...]
Staying Vigilant Against Email Scams in the Midst of Coronavirus The coronavirus pandemic is top of mind for everyone, and unfortunately, cybercriminals are all too eager to capitalize on our unprecedented circumstances to steal sensitive personal and financial data. One example of this is phishing scams, in which cybercriminals attempt to get access to details [...]
Consultant’s Corner: Hiring Your First Employee By Bill Wortman | January 22, 2020 Updated January 2020 Question: I’m growing and am thinking about hiring my first employee. What should I do? When growing a business, entrepreneurs typically reach a point in the process where they must consider the prospect of adding staff. There are several important things to [...]
I received an e-mail that appeared to come from American Express. The sending e-mail address was [email protected]. I thought it was strange that American Express was using a Texas state URL address and did some investing. Here is what I found: https://www.inc.com/joseph-steinberg/american-express-users-beware-this-scam.html
Think about what you’re asking the customer to do when you send them a survey. Let’s say you own a restaurant. On the way in, you want your customers to be greeted warmly before enjoying great food and friendly service. At the end of their meal, you want them to experience genuine appreciation as they [...]
By Deborah Sweeney | October 29, 2019 One aspect of entrepreneurship that is not often discussed is that the legal entity formed for a business at its offset does not need to be its formation forever. Entrepreneurs have the option to change structures that best fit their needs, and many begin as sole proprietors. For those that [...]
