Labor laws regulate the relationship between employers and labor unions, such as the AFL-CIO. Labor laws cover topics like the right to unionize and the negotiation and enforcement of collective bargaining agreements. Employment laws regulate the relationship between an employer and individual employees and deal with issues like employment discrimination, harassment and complaints about compensation [...]
Once upon a time, it was a thrill to receive email. We enthusiastically welcomed birthday greetings and meet-up offers from friends, but today, most inboxes receive a deluge of unwanted, suspicious-looking content. Unfortunately, much of it is spam. So, it follows that consumers reported almost $8.8 billion in losses to fraudsters last year according to the Consumer Sentinel [...]
5 Types of Powers of Attorney A Power of Attorney is a legal document which allows someone to act on your behalf. A Healthcare Power of Attorney allows your attorney-in-fact or agent to make health and medical care decisions. A Financial Power of Attorney allows your attorney-in-fact or agent to make financial decisions. A Durable Power of Attorney remains in effect if the principal [...]
Why do hackers hack Facebook accounts? Access to your personal information Typically, cybercriminals hack your Facebook account to access your personal information, which they use to steal your identity. A hacker who gains access to your Facebook account can potentially obtain the following information about you (if it’s stored on Facebook): Contact info: Names, email addresses, phone [...]
Get Peace of Mind Living Wills dictate the type of medical treatment you wish to receive should you be incapacitated and unable to make decisions on your own. Without a Living Will in place, you leave gut wrenching decisions to your loved ones. A Living Will eliminates uncertainty when emotions are naturally high and when [...]
State and local laws dictate how much of a security deposit landlords can require, under what circumstances they can use the tenant’s deposit funds and a variety of other rules and regulations landlords must follow. The Security Deposit Laws Landlords Must Follow While the lease may come in to play, ultimately, security deposits are governed [...]
Types of Debtors The first step in determining whether you should offer a lower payment to settle a business debt is to identify which type of debtor you’re dealing with. There are different categories of debtors that may apply, as follows: A customer that will do anything to avoid paying. A customer that owes several [...]
When parents separate, child support agreements are often put in place to ensure that children (and their custodial parent) have the financial resources they need for food, clothing, education, healthcare, and all of the other expenses that come with raising a child. But just as children themselves grow and change, so do the circumstances of [...]
Identity theft can take up to 18 months to resolve on your own. The most recent statistics are alarming. 23 million people, or about 9% of U.S. residents over 16, have been identity theft victims. For 90% of them, the most recent incident involved the misuse, or attempted misuse, of an existing account, like a [...]
Debt Negotiations Here are things to consider during debt settlement negotiations: The circumstances causing the debtor to default on their obligation An appropriate opening lump sum offer and your bottom line number The broader terms and conditions of the settlement agreement What paperwork you should have the debtor sign after a successful negotiation The negotiation [...]
Prenuptial agreements are not just for the wealthy, they safeguard assets and provide financial stability in the event of a divorce. Today, more couples are signing prenuptial agreements than ever before. This type of agreement can ensure your premarital assets remain in your name and prevent you from losing financial stability if you later divorce. The rising [...]
Have you heard people talking about SIM, but didn’t know what it was? A SIM card (Subscriber Identity Module) looks like the chip on the front of most credit cards, but slightly bigger. This microdevice enables your phone to connect with your cellular provider and carries important information about your account. Without it, your phone [...]
Recruiters, employers, and co-workers are all guilty of checking your social media either to see how you might fit into their organization or out of simple curiosity about who you are; chances are if you have taken the time to look someone up, they have done the same. Most of you are probably thinking that you have [...]
Affordable Legal Advice for Ride Share & Delivery Drivers As an independent contractor, it’s up to you to protect your driving record and maintain a safe vehicle. If you get a speeding ticket or are involved in an accident, the company you drive for will not provide legal advice or representation. You’re on your own. [...]
Trusts may be set up as part of an estate plan for several reasons. For example, a Living Trust can help with estate tax issues, help avoid probate and address certain family circumstances. A Living Trust is a Trust that is established during a lifetime. It distributes assets similar to a Will. Avoiding Probate can [...]
