Everything you need to know about the wide world of digital real estate Most of us have heard of real estate before. It’s a parcel of land that you can own, as well as the structures and natural resources that come with it. So, what is digital real estate? It is the same concept, but [...]
Parents of college students know how stressful it can be to have a child away at school. Whether it’s the beginning of their university adventure or they are seasoned under-grads, it’s never too late for you to help your child with their financial and medical needs, as long as they ask for your assistance and parental [...]
Identity theft is a general term for a huge, terrible problem that affects millions of people per year. It happens when someone steals your personal information to obtain goods and services. The thieves can harm your finances and your credit, and even nullify official, hard-to-replace documents. Worse still, some costs may not be recoverable unless you [...]
Home Buyers: You Need a Closing Fraud Attack Plan It’s a stressful situation—buying a new home. The looking, the haggling, and the mere thought of moving can add up to burnout for shoppers. They put down thousands of dollars in earnest money to initiate the sale, then even larger amounts at closing to pocket the keys. That [...]
If you die without a Will, your assets will have to go through the Probate process before being distributed to your family. That could mean years of delays and substantial taxes and fees. Or, if your Will wasn’t drafted properly or is out of date, that could lead to similar Probate nightmares. 2 Years - [...]
Real Estate Housing Market 2023 – What You Need to Know The US housing market has been a wild ride for the last few years. If you’ve been keeping up with real estate market news, you know that it is difficult to make an accurate housing market forecast. But homeowners, buyers, sellers, landlords, brokers and [...]
Protect Your Investments with a Solid Lease Agreement 74.4% of rental properties are owned by individual investors. Whether you have one property or have built a small real estate empire, it’s important to protect your investments by leasing them to tenants using legally sound written lease agreements. Landlord-tenant law is different in every state. As [...]
Labor laws regulate the relationship between employers and labor unions, such as the AFL-CIO. Labor laws cover topics like the right to unionize and the negotiation and enforcement of collective bargaining agreements. Employment laws regulate the relationship between an employer and individual employees and deal with issues like employment discrimination, harassment and complaints about compensation [...]
Once upon a time, it was a thrill to receive email. We enthusiastically welcomed birthday greetings and meet-up offers from friends, but today, most inboxes receive a deluge of unwanted, suspicious-looking content. Unfortunately, much of it is spam. So, it follows that consumers reported almost $8.8 billion in losses to fraudsters last year according to the Consumer Sentinel [...]
5 Types of Powers of Attorney A Power of Attorney is a legal document which allows someone to act on your behalf. A Healthcare Power of Attorney allows your attorney-in-fact or agent to make health and medical care decisions. A Financial Power of Attorney allows your attorney-in-fact or agent to make financial decisions. A Durable Power of Attorney remains in effect if the principal [...]
Why do hackers hack Facebook accounts? Access to your personal information Typically, cybercriminals hack your Facebook account to access your personal information, which they use to steal your identity. A hacker who gains access to your Facebook account can potentially obtain the following information about you (if it’s stored on Facebook): Contact info: Names, email addresses, phone [...]
Get Peace of Mind Living Wills dictate the type of medical treatment you wish to receive should you be incapacitated and unable to make decisions on your own. Without a Living Will in place, you leave gut wrenching decisions to your loved ones. A Living Will eliminates uncertainty when emotions are naturally high and when [...]
State and local laws dictate how much of a security deposit landlords can require, under what circumstances they can use the tenant’s deposit funds and a variety of other rules and regulations landlords must follow. The Security Deposit Laws Landlords Must Follow While the lease may come in to play, ultimately, security deposits are governed [...]
Types of Debtors The first step in determining whether you should offer a lower payment to settle a business debt is to identify which type of debtor you’re dealing with. There are different categories of debtors that may apply, as follows: A customer that will do anything to avoid paying. A customer that owes several [...]
When parents separate, child support agreements are often put in place to ensure that children (and their custodial parent) have the financial resources they need for food, clothing, education, healthcare, and all of the other expenses that come with raising a child. But just as children themselves grow and change, so do the circumstances of [...]
